VA Loan in Richmond, VA
Explore va loan options, payment estimates, and next steps for buyers in Richmond, VA. Harris Capital Mortgage Group · NMLS# 1918223.
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- ✓Works for purchase or refinance
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Buying in Richmond, VA
Virginia has strong employment markets and diverse housing stock. Northern Virginia near DC commands premium pricing, our team specializes in this corridor.
Harris Capital Mortgage Group (NMLS# 1918223) is licensed to serve buyers in VA. Our loan officers understand the local market and will guide you through every step of the process.
Estimates are for informational purposes only and are not a loan approval or commitment to lend. Rates and terms subject to credit approval and change without notice.
VA Loan, Common Questions
Who qualifies for a VA loan?
Active duty service members, veterans, National Guard members, reservists, and eligible surviving spouses may qualify. A Certificate of Eligibility (COE) is required.
Do VA loans require a down payment?
No. VA loans typically require zero down payment, which is one of the most significant benefits available to eligible borrowers.
Is there a VA funding fee?
Yes. Most VA loans include a funding fee (0.5%–3.3% depending on service history and down payment). Some veterans are exempt due to disability.