HCMG’s Corporate Home Benefits Program
Make homeownership support part of your benefits strategy.
Give employees trusted mortgage education, licensed local guidance, and a clear path through homeownership—at zero direct cost to your company.
For HR and benefits leaders
Explore a company partnership
Tell us about your workforce. We’ll show you how the program can fit your benefits strategy.
43.2%
of surveyed employees live paycheck to paycheck
90.9%
say homebuying affects daily productivity
75%
would be more likely to join a company offering mortgage benefits
Third-party 2025 PollFish workforce survey of 1,000 U.S. consumers employed at organizations with 1,000+ employees. These are not HCMG program results.
One benefit. Value on both sides.
Financial confidence for employees. A stronger benefits story for employers.
What employees get
What employers get
Why HCMG
Local expertise, multi-lender access, and technology built around people.
Employees should not have to navigate one of life’s largest financial decisions through a generic call center. HCMG combines licensed human guidance with a modern, low-friction experience.
Multi-lender access
More room to find an appropriate fit than a single captive rate sheet.
Licensed guidance
Employees connect with a real mortgage professional in an eligible market.
24/7 education
Digital resources answer common questions and prepare employees for human guidance.
Employer-first reporting
Aggregate utilization insights help benefits leaders understand engagement.
Turnkey implementation
From agreement to employee launch.
Discover
Align on workforce, locations, and program goals.
Configure
Build the branded page, materials, and routing.
Launch
Introduce the benefit through your selected HR channels.
Measure
Review aggregate engagement and optimize quarterly.
Schedule a meeting
See how the program could work for your company.
Choose a preferred time to meet with our Corporate Home Benefits team. We’ll discuss your workforce, rollout options, and the questions your HR team needs answered.
Frequently asked questions
Corporate Home Benefits FAQ
What does the program cost the employer?+
The program is designed with zero direct cost to the employer: no per-employee fee, payroll deduction, or employer subsidy. HCMG earns revenue through mortgage origination when an eligible employee chooses to complete a loan.
What does HR need to manage?+
HCMG provides the rollout materials, co-branded employee page, education, and ongoing support. HR helps select communication channels and introduce the benefit; HCMG manages the mortgage engagement.
Is employee participation required?+
No. Employees choose whether to engage and affirmatively provide their information. The employer does not enroll employees into mortgage services or make lending decisions.
What services can employees access?+
Available support may include homebuying education, pre-qualification, refinance and equity reviews, first-time buyer resources, VA education, and navigation of eligible state or local assistance programs.
Can HCMG support a distributed workforce?+
HCMG can serve employees in markets where the company and assigned loan officer are appropriately licensed. Availability, products, and program features vary by state.
Is this limited by region?+
The employer benefit can be offered broadly, but mortgage services are available only in states where HCMG and the assigned loan officer are appropriately licensed. Product and program availability varies by location.
Are there minimums for company size?+
No. There is no required minimum company size to start a conversation. We tailor implementation to the workforce, locations, and expected level of employee engagement.
Are there loan size minimums?+
No. HCMG does not set a special loan-size minimum for participation in the Corporate Home Benefits Program. Standard product, investor, eligibility, and lawful lending requirements still apply.
How is utilization reported?+
Employers can receive periodic, aggregate engagement reporting designed to show program utilization while protecting individual employee financial and mortgage information.
A better benefit starts here
Help employees move from housing stress to a plan.
Bring HCMG’s Corporate Home Benefits Program to your workforce with no direct employer cost and a rollout built to be easy for HR.