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Mortgage Lender · MD
Mortgage Lender in Maryland: Baltimore, Silver Spring, Rockville & More
Maryland's proximity to Washington DC makes Montgomery County (Silver Spring, Rockville, Gaithersburg) and Prince George's County (Bowie) highly sought-after markets. Property taxes in Maryland average 1.09% statewide but vary significantly by county — Baltimore City's effective rate is higher than suburban Montgomery County's.
Down Payment Assistance & Programs in Maryland
The Maryland Mortgage Program (MMP) offers competitive interest rates and down payment assistance for first-time and repeat buyers in select circumstances. The SmartBuy program also helps buyers with student loan debt. HCMG loan officers serving Maryland are MMP-certified.