Down Payment Assistance in Orlando, FL
Looking for a down payment assistance near Orlando, FL? Harris Capital Mortgage Group is a licensed mortgage lender serving Orlando and surrounding areas. Get a free estimate — no hard credit check. NMLS# 1918223.
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Down Payment Assistance Near Orlando, FL
Florida's real estate market has seen strong buyer demand. Down payment assistance programs are available for first-time buyers through the Florida Housing Finance Corporation.
Harris Capital Mortgage Group (NMLS# 1918223) is a licensed mortgage lender near Orlando, FL serving buyers throughout the FL market. Whether you're searching for a down payment assistance near Orlando or anywhere in FL, our loan officers know the local market and will guide you through every step of the process.
Estimates are for informational purposes only and are not a loan approval or commitment to lend. Rates and terms subject to credit approval and change without notice.
Down Payment Assistance, Common Questions
What is down payment assistance?
Down payment assistance (DPA) programs provide grants or low-interest second loans to help buyers cover their down payment and closing costs. Programs are typically offered by state housing agencies, nonprofits, and some lenders.
Do I have to repay down payment assistance?
It depends on the program. Some DPA is a forgivable grant — if you stay in the home for a set period, you never repay it. Others are deferred second loans with no payments until you sell or refinance.
Who qualifies for down payment assistance?
Requirements vary by program but commonly include income limits, first-time buyer status (or not owning a home in 3 years), minimum credit scores (typically 620+), and completing a homebuyer education course.