FHA Loan in Augusta, GA
Looking for a fha loan near Augusta, GA? Harris Capital Mortgage Group is a licensed mortgage lender serving Augusta and surrounding areas. Get a free estimate — no hard credit check. NMLS# 1918223.
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FHA Loan Near Augusta, GA
Georgia offers first-time homebuyer programs through GAHFA. The Atlanta metro continues to see competitive offers, and our team knows the local market.
Harris Capital Mortgage Group (NMLS# 1918223) is a licensed mortgage lender near Augusta, GA serving buyers throughout the GA market. Whether you're searching for a fha loan near Augusta or anywhere in GA, our loan officers know the local market and will guide you through every step of the process.
Estimates are for informational purposes only and are not a loan approval or commitment to lend. Rates and terms subject to credit approval and change without notice.
FHA Loan, Common Questions
What is the minimum down payment for an FHA loan?
FHA loans allow down payments as low as 3.5% for borrowers with a credit score of 580 or higher. Scores between 500–579 require 10% down.
Does FHA require mortgage insurance?
Yes. FHA loans require an upfront MIP (1.75% of the loan amount) and an annual MIP paid monthly. For most loans, MIP continues for the life of the loan.
What credit score do I need for FHA?
Most FHA lenders require a minimum score of 580 for 3.5% down. Harris Capital will review your full profile to find the best available path.