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Parties & Roles

Buyer's Agent

A licensed real estate agent who represents the buyer's interests in a home purchase transaction.

A buyer's agent works exclusively for the person purchasing the home, they identify suitable listings, schedule showings, draft offer terms, negotiate price and contingencies, and shepherd the contract through inspection, appraisal, and closing.

Compensation has historically been paid out of the seller's proceeds at closing, though recent industry settlements have shifted some markets toward buyers negotiating and signing their agent's commission directly. Either way, the cost is real and should be understood up front.

Choosing an agent who knows your specific market matters more than any other single factor, local inventory pace, recent comps, builder reputation, and HOA quirks all live in the heads of agents who do twenty deals a year in your zip code.

Want to apply Buyer's Agent to your real numbers?

Get a personalized estimate in under a minute, or talk to a licensed HCMG loan officer about how this affects your specific situation.