Jumbo Loan in Macon, GA
Looking for a jumbo loan near Macon, GA? Harris Capital Mortgage Group is a licensed mortgage lender serving Macon and surrounding areas. Get a free estimate — no hard credit check. NMLS# 1918223.
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Jumbo Loan Near Macon, GA
Georgia offers first-time homebuyer programs through GAHFA. The Atlanta metro continues to see competitive offers, and our team knows the local market.
Harris Capital Mortgage Group (NMLS# 1918223) is a licensed mortgage lender near Macon, GA serving buyers throughout the GA market. Whether you're searching for a jumbo loan near Macon or anywhere in GA, our loan officers know the local market and will guide you through every step of the process.
Estimates are for informational purposes only and are not a loan approval or commitment to lend. Rates and terms subject to credit approval and change without notice.
Jumbo Loan, Common Questions
What is a jumbo loan?
A jumbo loan is a mortgage that exceeds the conforming loan limit set by the FHFA — $766,550 in most areas for 2024, and higher in designated high-cost markets. Jumbo loans are not backed by Fannie Mae or Freddie Mac.
What credit score do I need for a jumbo loan?
Most jumbo programs require a minimum score of 700–720. Reserves (cash in the bank after closing) are also evaluated more heavily than on conforming loans.
What down payment is required for a jumbo loan?
Down payments typically range from 10–20% for jumbo loans, depending on the loan size and borrower profile. Some high-balance programs allow less with strong compensating factors.